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Welcome to the
Credibly Business Checking™ Help Center 

How can we help?

  1. Help
  2. Security and privacy
  3. Your chip-enabled debit card
  4. How is a chip-enabled debit card more secure?

How is a chip-enabled debit card more secure?

The chip adds another level of security to your Credibly transactions by requiring your chip-enabled card to produce a code that is used to validate the transaction. In other words, your transaction at a retail terminal prevents use of counterfeit cards. The chip itself makes the information on your card more difficult to steal – defending your account more prominently from fraudulent activity.

Related questions

  • Can I now tap my chip-enabled debit card to purchase at the register?
  • Where can I use my chip-enabled debit card?
  • Is a ‘chip-enabled card’ and an ‘EMV chip’ the same thing?

Account agreements

Account agreements

Online Privacy Statement (PDF)

Account agreements

Account agreements

Online Privacy Statement (PDF)

The Credibly Business Mastercard is issued by GO2bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Neither GO2bank, Green Dot Corporation, Mastercard International nor any of their respective affiliates are responsible for the products or services provided by Plaid. Partner terms and conditions apply.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed GO2bank products or services.

©2025 Green Dot Corporation. GO2bank is a trademark of Green Dot Corporation. All rights reserved.​ Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.